Smart Money Moves for Students: Save , Invest & Earn While You Learn  

Open a Student-Friendly Bank AccountGo for zero-balance savings accounts like:SBI Basic Savings AccountKotak 811HDFC DigiSave Youth AccountUse Budgeting Apps (Made for India)Try apps like Walnut, Money View, or ET Money to track expenses and categorize spending.Build an Emergency FundTarget ₹5,000 to ₹20,000 to start.Keep it in a separate account or liquid fund for easy access. 2. Investing: Start Early, Grow SteadyStart SIPs (Systematic Investment Plans)Begin with as little as ₹500/month in mutual funds.Use apps like Groww, Zerodha Coin, or Paytm Money.Learn About the Stock MarketRead up with resources like:Varsity by Zerodha (free and beginner-friendly)YouTube channels like Pranjal Kamra, CA Rachana RanadeOpen a Demat Account (Once You're 18+)Start with brokers like Zerodha, Upstox, or Groww.Consider Digital Gold or ETFsIf you’re hesitant about the stock market, these are safer alternatives.  3. Earning: Make Money While StudyingFreelancingPlatforms like Freelancer.in, Internshala, and Fiverr are great for content writing, graphic design, coding, etc.Online TutoringEarn by teaching school students on Vedantu, Chegg India, or Teachmint.Campus Jobs & InternshipsLook for paid roles in event management, content creation, or social media for college fests and clubs.Start a Micro-BusinessSell handmade crafts, notes, or offer services like resume writing or editing. Scholarships & Grants for Indian StudentsNational Scholarship Portal (NSP): One-stop platform for central and state-level scholarships.Buddy4Study: Helps find private and government scholarships.Sitaram Jindal Foundation, Aditya Birla Scholarship, and others are worth checking out. Smart Campus TipsUse student discounts on apps like UNiDAYS India, Student Beans, or even Flipkart/Amazon during student sales.Buy second-hand books via Amazon, OLX, or campus seniors.Share rides, meals, and subscriptions to cut costs. Quick Tips Summary:Save 20% of your pocket money/earnings Start SIPs early—even ₹500 countsAvoid impulsive credit card usageLearn a monetizable skill (graphic design, Excel, coding, etc.) Apply for internships & scholarships every semester